Summary of cover



Membership TypePersonal Accident CoverPublic Liability (Third Party)
SupporterNoNo
Leisure Membership YesYes
Full CompetitionYesYes
Limited CompetitionYesYes
Youth/JuniorYesYes
Event License YesYes


Personal Accident Cover (Included in 2025 Leisure Memberships & all competition memberships)

Medical Expenses€2,500
Death€15,000
Permanent Disablement
€15,000
Dental Cover€2,000
Physiotherapy
€250
Excess€250
Loss of Income€150
Excess Period 
7 days
Maximum Benefit Period
13 weeks loss of income. 104 Weeks full disablement.


*Add-on of €10 / £9 for Commuter Membership

**Valid competitive membership required to take part in any competitive events


More information can be found on the documents at the bottom of this page. 


 Public Liability (“Third Party”)


There is an indemnity limit of €13 million per incident. An increased limit is available upon request.


This covers a member for any third party liability or property damage for which they are held legally liable. (a third party is a person not accredited with membership of Cycling Ireland) when you are training, competing or officiating in an approved Cycling Ireland activity. (a €500 excess applies to each claim, to be paid by claimant). There is no cover in respect of any injury or damage suffered by one participant caused by another participant during training activities (please note members can still claim the personal accident cover above in this case).



Non Members


Non-Cycling Ireland members wishing to take part in a Cycling Ireland event may be able to take out an event licence (one day licence) for this event. If the event is open to Non-Cycling Ireland members you can take out an ‘Event Licence’ (Formerly a One Day Licence) at the time of entry online. An Event licence, includes personal accident cover & public liability as above for the duration of the event only.



Cycling Ireland membership does not cover any damage / theft of bicycles.


Bikmo Bike Insurance Member Discount



Cycling Ireland members save 7.5%* on peace-of-mind protection, should the worst happen. Bikmo bike insurance provides award winning cover for your bike(s), clothing and accessories from theft and accidental damage, plus much more…

- Designed for all types of riding
- Many events covered as standard
- Exclusive pricing for Cycling Ireland members
- 50% multi-bike savings discount*

Get a quote in seconds here

*subject to a minimum premium

Have you got, or are you planning on getting a new bike? 



Access 14 days FREE insurance on your new ride, providing you activate within 7 days of getting hold of your new bike. Cover includes theft and accidental damage. No card details required!


Professional Indemnity


Indemnifies registered members (coaches, committee members) in respect of advice given for which they are negligent and leads to a financial loss. 


There is an indemnity limit of €13 million per incident


Incident & Accident Report Form

You can submit an incident and accident report form here. 


Documents