Insurance Overview

Who is covered by Cycling Ireland insurance when training or taking part in a Cycling Ireland club spin?

Who is covered by Cycling Ireland insurance when taking part in an authorised event?

Am I covered for cycling on my own?

Yes, provided it forms part of your ongoing training.

Am I covered for cycling with a club / group?

Yes, but member to member 3rd party cover is no longer included (member to member exclusion). The member to member exclusion relates to liability cover, and not to personal accident claims.  Personal Accident will cover a member for specified medical expenses caused by accidental injury whilst cycling – this includes if they are sustained through an accident with another member/s.

Am I covered for cycling to / from work?

Yes, provided it forms part of your ongoing training.

Where can I view the policy documents?

All policy documents can be viewed here

How do I make a claim?

Complete the insurance report form here and submit it through our website.

It is not necessary than an accident victim reports the incident themselves, in some cases where injuries are severe the victim may not be in a position to complete the claim form. In such cases it is perfectly acceptable that an official from the event, promoting club or family member complete the report form.

Cycling Ireland will pass the claim to its insurance brokers Arachas

Arachas will liaise directly with the relevant member where there is a claim for medical expenses etc.

In the event of a serious injury a liability assessor may be appointed. It is important that all details regarding the witnesses, photographs, risk management details are retained by the race/event organiser.

As a club are we covered to take out non-Cycling Ireland members with us?

Non-members are allowed to take part in up to 3 club spins and they will be covered for insurance provided they sign in officially before each spin. After 3 spins the non-member will need to take out membership or they will not be covered for insurance.

As a club are we covered to allow Triathlon Ireland members take part in club training sessions and club spins?

Yes Triathlon Ireland members are allowed take part in Cycling Ireland club training sessions and spins.

As a club are we covered for non-Cycling Ireland members volunteering at our events.

Yes, provided the event is registered and authorised by Cycling Ireland.
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