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Insurance Overview

Who is covered by Cycling Ireland insurance when training or taking part in a Cycling Ireland club spin?



Who is covered by Cycling Ireland insurance when taking part in an authorised event?



Am I covered for cycling on my own?


Yes, provided it forms part of your ongoing training.

Am I covered for cycling with a club / group?

Yes, but participant to participant 3rd party cover is no longer included. If you are involved in an accident that involves another Cycling Ireland member then you most both claim individually under the personal accident policy.

Am I covered for cycling with my local triathlon club?

Yes.

Am I covered for cycling to / from work?

Yes, provided it forms part of your ongoing training.

Where can I view the policy documents?

All policy documents can be viewed here

How do I make a claim?

Complete the insurance report form here or download a copy of the report form and submit it through the Contact Us section of our website.

It is not necessary than an accident victim reports the incident themselves, in some cases where injuries are severe the victim may not be in a position to complete the claim form. In such cases it is perfectly acceptable that an official from the event, promoting club or family member complete the report form.

Cycling Ireland will pass the claim to its insurance brokers O'Driscoll O'Neil

O'Driscoll O'Neil will liaise directly with the relevant member where there is a claim for medical expenses etc.

In the event of a serious injury a liability assessor may be appointed. It is important that all details regarding the witnesses, photographs, risk management details are retained by the race/event organiser.

As and from 1st January 2017, there is an excess of €500 on any claim payable by the member. Thus if your claim is settled for example €1,500, our insurance company will pay €1,000 and the claimant will have to pay the balance.

As a club are we covered to take out non-Cycling Ireland members with us?

Non-members are allowed to take part in up to 3 club spins and they will be covered for insurance provided they sign in officially before each spin. After 3 spins the non-member will need to take out membership or they will not be covered for insurance.

As a club are we covered to allow Triathlon Ireland members take part in club training sessions and club spins?

Yes Triathlon Ireland members are allowed take part in Cycling Ireland club training sessions and spins.

As a club are we covered for non-Cycling Ireland members volunteering at our events.

Yes, provided the event is registered and authorised by Cycling Ireland.
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